FAQ's

You can qualify for real usable vendor credit immediately. You’ll then start to qualify for store credit within 60-90 days, which doesn’t require a personal credit check or personal guarantee. Within six months, you should have access to $50,000 in real usable credit, including Visa and MasterCard accounts. You can then continue to build $100,000-$250,000 or higher in business credit within a year to two.

A business's credit is as natural as an individual having credit. If you have any questions or concerns with the legitimacy of business credit, check out this link to see what SBA, Experian, Inc, NASDAQ, and other industry leaders have to say.

The first step is to ensure your business is set up credibly, so you meet credit issuer and lender standards before you apply. Next, you get real useable credit through vendors. These vendors will give you credit when you have no other EIN credit established. And they report this credit to the business reporting agencies. Within 60 days or less, that credit is reported to Experian, Equifax, or Dun & Bradstreet. Once reported, your EIN will have an established credit report and score. Using that report and score, you can then continue to apply for more tiers of credit where you can start getting access to revolving credit at most stores, credit that’s linked to your EIN and not your SSN, and credit that doesn’t require a personal guarantee or personal credit check for approval. You can continue to grow your credit to obtain fleet cards, even Visa and MasterCard cash credit. And by having business credit established, you’ll have a much better chance of getting loans and credit lines, and get these at better terms.

Your enrollment costs vary. If you enroll in our Core program, you are getting access to your Finance Suite, where you can get business credit and financing for your business, along with our advisor and Finance Officer support.

Clients can be approved for millions of dollars in funding if they have equivalent collateral or financials. Even businesses, new startup businesses with no collateral can obtain up to $150,000, not even including the vast amount of business credit that can be obtained. In comparison, companies with collateral or cash flow can secure hundreds of thousands of dollars to millions of dollars depending on the value of the collateral.

Building business credit correctly means there is rarely a credit check for business owners to qualify. This means all business owners, even those with bad credit, can benefit from the finance suite by building their business credit. If the business owner has credit challenges and also has some collateral, they can also get funding along with business credit. Funding can be secured in as little as 30-60 days, and most forms of acceptable collateral will qualify, including credit card sales, inventory, equipment, receivables, and even consistent revenue. And we have revenue-based funding programs where if a business owner can prove through bank statements that they have constant income, they can be approved with a credit score as low as 500.

There is no formal process for fixing business credit as there are no FCRA or FACTA laws that deal with business credit reporting. Still, our advisors will help business owners dispute any discrepancies in their business reports as part of the program. They'll have access to a section where they can go through the business credit dispute process. We even have a step dedicated to fixing errors on business credit reports as part of the finance suite. But the primary function of the finance suite is to help you and your customers build business credit, as well as get money.

The Business Finance Suite includes the Business Credit Builder Program, which is an online platform specifically engineered to walk you through a customized step-by-step process on how to build your business credit - from start to finish. In other words, this program is tailored to YOUR specific situation, which makes your process of getting funds straightforward and intuitive. As you go through the program, you'll be able to know, in real-time, which lending and credit sources you're pre-qualified or pre-approved for, so you have the confidence that you'll be approved before you even apply! In addition, you'll have concierge service from our business credit advisers and finance officers to assist you at any given stage. Between our revolutionary online platform and our LIVE expert team at your fingertips, you're guaranteed to get results - as long as you use the program. 10. What does the Finance Suite help me do that I can't do on my own? A. It's true that between all of our free guides, articles, videos, and seminars, you have enough knowledge to get business credit all on your own. It's also true that we don't hold anything back in our sharing of knowledge because, at our company's core, we want to help as many business owners (and that aspiring-to-be) as possible to have an equal opportunity to thrive. With that being said, there still are services you will have to pay for, such as 411 listings, business credit monitoring, and a business credit builder so that you're reporting to the appropriate agencies (costing over $3000), not to mention, you'll still have to go out and find vendors and lenders. There are also lots of limitations going this way. The difference with us is that we have already established countless partnerships and affiliations, which allows us to fully leverage the power of our entire company and client base for each client. Essentially, you get to leverage our company for your benefit. Since we do multi-million-dollar deals, our sources give us the highest limits, lowest rates, and most extended terms. And due to our established credibility in the business credit and financing industry, it's easy for us to expand and constantly add even more funding sources and options, which YOU benefit from. That’s how we have the largest supply of vendors and credit issuers. In short, if you were to try and get business credit and financing on your own or somewhere else, you'll pay MUCH more than what we ask, and it would take a lot longer. We have this entire process dialed in so that you can get the most amount of funds in the shortest amount of time and at the lowest rates possible.